Short answer: As of October 15, 2026, $250,000 buys a roughly 1,600-square-foot single-family home with 3 to 4 bedrooms and 2 bathrooms in Monroe County, NY, at about $160 per square foot. There are about 74 active listings priced between $225,000 and $275,000, most of them in Greece, the city of Rochester, Irondequoit and Gates, with very few in Penfield, Webster, Brighton or Pittsford.
Key takeaways
- About 74 single-family homes were listed for sale between $225,000 and $275,000 in Monroe County, NY on October 15, 2026, averaging about 1,640 sq ft, 3.4 bedrooms and 2 baths.
- About 323 homes listed in the same price range sold in Monroe County in the past three months, so this price point moves quickly.
- Gates and Greece offer the most space for the money, at about $146 and $152 per sq ft, with averages above 1,700 sq ft.
- Henrietta and Parma are tighter at about $179 and $171 per sq ft, and Penfield, Webster, Brighton and Pittsford had only 0 to 2 homes each in this range.
- At the Freddie Mac 30-year average of 7.40% (October 8, 2026), a $250,000 home with 20 percent down costs about $1,385 a month in principal and interest.
How much house does $250,000 buy in Monroe County?
In Monroe County, NY, $250,000 typically buys a single-family home of about 1,640 square feet with 3 to 4 bedrooms and 2 bathrooms, based on 74 active listings between $225,000 and $275,000 on October 15, 2026. The county-wide average works out to about $160 per square foot.
The table compares towns with at least three listings in this range. The 323 homes listed in this band that sold in the past three months averaged about 1,580 sq ft and 3.2 bedrooms.
| Town | Homes for sale | Avg. size (sq ft) | Avg. beds | Price per sq ft | Typical year built |
|---|---|---|---|---|---|
| Greece | 16 | 1,720 | 3.4 | $152 | 1962 |
| Rochester (city) | 14 | 1,660 | 3.4 | $164 | 1926 |
| Irondequoit | 10 | 1,570 | 3.3 | $160 | 1946 |
| Gates | 8 | 1,810 | 3.2 | $146 | 1970 |
| Parma | 6 | 1,550 | 3.3 | $171 | 1981 |
| Henrietta | 3 | 1,510 | 3.3 | $179 | 1971 |
| Penfield, Webster, Brighton, Pittsford | Few or no listings right now | ||||
| Monroe County (all) | 74 | 1,640 | 3.4 | $160 | - |
Source: live MLS data on norchar.com, active single-family listings priced $225,000 to $275,000, as of October 15, 2026. Figures rounded. "Typical year built" is the median of the listings in each town.
Where does $250,000 go furthest?
As of October 15, 2026, $250,000 goes furthest in Gates, NY and Greece, NY (Monroe County). Gates listings in this range average about 1,810 square feet at roughly $146 per square foot, and Greece averages about 1,720 square feet at about $152 per square foot, with 16 homes to choose from.
The typical Gates listing in this range was built around 1970 and the typical Greece listing around 1962. The city of Rochester also offers space, averaging about 1,660 sq ft, but its typical listing here was built in the 1920s.
Where is $250,000 tightest?
As of October 15, 2026, $250,000 is tightest in Henrietta, NY and Parma, NY and in the south and east suburbs. Henrietta's three listings average about $179 per square foot and 1,510 square feet, while Penfield, Webster, Brighton and Pittsford had only 0 to 2 single-family homes each in this range.
Parma (about $171 per sq ft) has the newest homes in this comparison, with a typical year built of 1981. Our Brighton, NY town spotlight covers what that town's market looks like at higher price points.
What is the monthly payment on a $250,000 home in Rochester?
With 20 percent down ($50,000) on a $250,000 home in Rochester, NY, the $200,000 loan costs about $1,385 a month in principal and interest at 7.40%, the Freddie Mac 30-year fixed average for the week of October 8, 2026. Property taxes and homeowners insurance are extra and vary by town.
Rates have risen for several weeks, so each quarter-point change moves this payment by roughly $35 a month. See the Freddie Mac Primary Mortgage Market Survey for the latest weekly rate, and our Fall 2026 Rochester housing market update for county-wide prices and days on market.
Tips for buyers at $250,000
- Compare price per square foot, not just list price: the same budget buys about 300 more square feet in Gates than in Henrietta right now.
- Check the age of the roof, furnace and electrical service, especially in the city of Rochester and Irondequoit, where many homes in this range were built before 1950.
- Get pre-approved before you shop. With about 323 sales in this range over three months, well-priced homes do not wait long.
- Ask for each town's property tax rate early, since taxes vary by town and add to your monthly cost.
Frequently asked questions
How many homes are for sale around $250,000 in Monroe County, NY?
As of October 15, 2026, about 74 single-family homes were listed between $225,000 and $275,000 in Monroe County, NY. Greece, the city of Rochester, Irondequoit and Gates had the most.
What size home can I get for $250,000 near Rochester, NY?
Homes in this range average about 1,640 square feet with 3 to 4 bedrooms and 2 bathrooms. In Gates and Greece, the averages are above 1,700 square feet.
What is the monthly payment on a $250,000 house with 20 percent down?
At the Freddie Mac 30-year average of 7.40% for the week of October 8, 2026, principal and interest on a $200,000 loan is about $1,385 a month. Taxes and insurance are not included.
Can I buy a single-family home in Pittsford or Brighton for $250,000?
Very few are available. As of October 15, 2026, Pittsford had no single-family listings between $225,000 and $275,000 and Brighton had one.
Do homes around $250,000 sell quickly in Monroe County?
Yes. About 323 homes listed in this price range sold in Monroe County in the past three months, compared with about 74 on the market now.
Want to see what's available in your price range?
NORCHAR Real Estate in Rochester, NY can set up a custom search for you. Want to see what's available in your price range? Call the NORCHAR team at 585.244.4444.
Figures reflect active single-family listings on the MLS as of October 15, 2026 and change daily. Payment estimate assumes a 30-year fixed loan, 20 percent down, excluding taxes and insurance.