Short answer: As of October 22, 2026, $350,000 buys a single-family home of roughly 1,900 square feet with 3 to 4 bedrooms and 2 to 3 bathrooms in Monroe County, NY, at about $193 per square foot. About 76 homes are listed between $315,000 and $385,000, and the budget stretches furthest in Greece, NY (about $164 per sq ft) and least in Pittsford, NY (about $266 per sq ft).
Key takeaways
- About 76 single-family homes were listed for sale between $315,000 and $385,000 in Monroe County, NY on October 22, 2026, averaging about 1,930 sq ft, 3.6 bedrooms and 2.5 baths.
- About 222 homes listed in the same range sold in Monroe County in the past three months, nearly three times the number for sale now.
- Greece offers the most space for the money: about 2,170 sq ft and 4.2 bedrooms on average, at roughly $164 per sq ft.
- Pittsford and Penfield are the tightest, at about $266 and $216 per sq ft, with average sizes of about 1,380 and 1,680 sq ft.
- At the Freddie Mac 30-year average of 7.40% (October 15, 2026), a $350,000 home with 20 percent down costs about $1,940 a month in principal and interest.
How much house does $350,000 buy in Monroe County?
In Monroe County, NY, $350,000 typically buys a single-family home of about 1,900 to 1,950 square feet with 3 to 4 bedrooms and 2 to 3 bathrooms, based on 76 active listings between $315,000 and $385,000 on October 22, 2026. That works out to about $193 per square foot county-wide.
That is roughly 300 more square feet than the $250,000 range covered in our October look at what $250,000 buys. The 222 homes in this band that sold over the past three months averaged about 1,900 sq ft and 3.5 bedrooms, very close to what is on the market now.
| Town | Homes for sale | Avg. size (sq ft) | Avg. beds | Price per sq ft | Typical year built |
|---|---|---|---|---|---|
| Greece | 9 | 2,170 | 4.2 | $164 | 1984 |
| Webster | 11 | 1,950 | 3.5 | $185 | 1962 |
| Irondequoit | 7 | 1,890 | 3.3 | $195 | 1963 |
| Rochester (city) | 3 | 1,840 | 3.7 | $194 | 1925 |
| Henrietta | 6 | 1,770 | 3.7 | $197 | 1978 |
| Brighton | 6 | 1,810 | 3.5 | $201 | 1947 |
| Penfield | 8 | 1,680 | 3.1 | $216 | 1968 |
| Pittsford | 3 | 1,380 | 3.3 | $266 | 1947 |
| Gates, Parma, Perinton (Fairport) | Few or no listings right now | ||||
| Monroe County (all) | 76 | 1,930 | 3.6 | $193 | - |
Source: live MLS data on norchar.com, active single-family listings priced $315,000 to $385,000, as of October 22, 2026. Figures rounded. "Typical year built" is the median of the listings in each town.
Where does $350,000 go furthest?
As of October 22, 2026, $350,000 goes furthest in Greece, NY (Monroe County). Its 9 listings in this range average about 2,170 square feet and 4.2 bedrooms at roughly $164 per square foot, well below the county average of $193, and the typical home was built in the mid-1980s.
Webster, NY has the most choice, with 11 listings averaging about 1,950 sq ft at $185 per sq ft. Irondequoit, NY is close behind on size at about 1,890 sq ft, though its homes are older, with a typical year built of 1963.
Where is $350,000 tightest?
As of October 22, 2026, $350,000 is tightest in Pittsford, NY and Penfield, NY. Pittsford's 3 listings in this range average only about 1,380 square feet at roughly $266 per square foot, and Penfield's 8 listings average about 1,680 square feet at $216 per square foot.
Brighton, NY sits in the middle at about $201 per sq ft and 1,810 sq ft, with a typical year built of 1947; our Brighton, NY town spotlight has more on that market. Gates, Parma and Perinton (Fairport) had only two listings each in this range.
What is the monthly payment on a $350,000 home in Rochester?
With 20 percent down ($70,000) on a $350,000 home in Rochester, NY, the $280,000 loan costs about $1,940 a month in principal and interest at 7.40%, the Freddie Mac 30-year fixed average for the week of October 15, 2026. Property taxes and homeowners insurance are extra and vary by town.
Each quarter-point move in rates changes this payment by roughly $47 a month. See the Freddie Mac Primary Mortgage Market Survey for the latest weekly rate, and our Fall 2026 Rochester housing market update for county-wide prices and days on market.
Tips for buyers at $350,000
- Compare price per square foot, not just list price: right now the same budget buys about 790 more square feet in Greece than in Pittsford, on average.
- Check the age of the roof, furnace and electrical service in Brighton, Pittsford and the city of Rochester, where the typical listing in this range was built before 1950.
- Get pre-approved before you shop. With about 222 sales in this range over three months, well-priced homes do not stay on the market long.
- Ask for each town's property tax rate early, since taxes vary by town and add to the monthly cost above.
Frequently asked questions
How many homes are for sale around $350,000 in Monroe County, NY?
As of October 22, 2026, about 76 single-family homes were listed between $315,000 and $385,000 in Monroe County, NY. Webster, Greece, Penfield and Irondequoit had the most.
What size home can I get for $350,000 near Rochester, NY?
Homes in this range average about 1,900 square feet with 3 to 4 bedrooms and 2 to 3 bathrooms. In Greece, NY the average is close to 2,200 square feet.
What is the monthly payment on a $350,000 house with 20 percent down?
At the Freddie Mac 30-year average of 7.40% for the week of October 15, 2026, principal and interest on a $280,000 loan is about $1,940 a month. Property taxes and insurance are not included.
Can I buy a single-family home in Pittsford, NY for $350,000?
A few are available. As of October 22, 2026, Pittsford had 3 single-family listings between $315,000 and $385,000, averaging about 1,380 square feet at roughly $266 per square foot.
Do homes around $350,000 sell quickly in Monroe County?
Yes. About 222 homes listed in this price range sold in Monroe County in the past three months, nearly three times the 76 on the market now.
Want to see what's available in your price range?
NORCHAR Real Estate in Rochester, NY can set up a custom search for you. Want to see what's available in your price range? Call the NORCHAR team at 585.244.4444.
Figures reflect active single-family listings on the MLS as of October 22, 2026 and change daily. Payment estimate assumes a 30-year fixed loan, 20 percent down, excluding taxes and insurance.